Financial Wellbeing - Intrusive or valuable?

Recent research* has found that 45% of employers believe they are intruding into their employees lives by offering financial wellbeing. Eight out of 10 said they don’t know the difference between financial advice and financial guidance.  

There is still some scepticism around financial wellbeing and whether employees’ financial problems can be patched up with a ‘shiny wellness package’.  

If you segment your audience effectively to ensure you are talking to your employees about topics relevant to them you can successfully inspire them to take action to improve their finances.  

It is also important to give them time out of their busy lives to sit down and really consider their future financial plans as most people very rarely get this opportunity.  

To help demystify this differences between ‘financial guidance’ and ‘financial advice’ have a look at the cards below which shows what ‘financial guidance’ might cover verses what you could have a 1-1 advice meeting for.


Essentially, you would require ‘financial advice’ if you need/want a specific recommendation from a qualified advisor.  A financial wellbeing programme would typically cover the topics under ‘financial guidance’ and give broad recommendations.

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Typically it is the young, free & single group that worry about their financial futures the most and according to research* employees in the UK reportedly take four million days off a year because of financial worries.

When considering how to help your employees with their financial worries it is imperative to put yourself in their shoes and be aware that they might feel embarrassed to discuss their financial struggles with their employer, for fear it may hinder their career prospects. 

Financial wellbeing doesn’t have to feel intrusive if it is approached in a considered and reassuring way.  If you appoint an experienced third party financial wellbeing provider and even consider hosting sessions away from the office it will already feel more private to your employees.  You can also reassure them through communications that all discussions will be treated in absolute confidence.  

So, in answer to the title of this blog - we believe that financial wellbeing is very valuable and approached in the right way is unobtrusive to your employees.  Giving them the time and arming them with the expertise they need to get their finances on track will leave them feeling valued and less stressed.

*Financial Wellbeing research - conducted by YouGov and Aegon - survey of more than 2,000 UK employees and 500 HR decision-makers.

3 Steps to delivering an engaging group presentation!

3 Steps to delivering an engaging group presentation!

In our first blog on group presentations, we talked about the benefits of holding them, and today we look at the steps you can take to ensure you run an engaging session!

Regardless of the product, service or topic of discussion, there are some key considerations presenters should consider to maximise engagement.

It’s worth remembering that although you might like to think otherwise, the audience may not always be attending a presentation for the sheer thrill of hearing about the topics set out in the agenda. It may be a company requirement/recommendation, to collect CPD credits, or just for some time away from work.

This only emphasises the importance of ensuring a positive experience.

1. Put yourself and the audience at ease

Regardless of how many times you’ve spoken in front of people, it would be false to claim you don’t still get a bit nervous beforehand. A good way to settle the nerves is to have a chat to people as the room begins to fill up. Try to avoid anything related to the presentation and focus on asking them questions…
“How’s your day going?”… “How long have you worked for the company?” …“Where’s good to go for lunch around here?”… “You must be either extremely bored or just very keen to get some time away from work to come and listen to me talk for an hour!”

Not only does this settle your nerves but it prompts immediate engagement from the audience outside the pressure of the presentation, but most importantly, it gives you the opportunity to showcase your personality. It's a fact that if people like you, they will be more likely to pay attention to what you’re saying.

2. The fun doesn’t end here

Just because you’ve had some good conversations and maybe even got a few laughs before the start of the presentation, you could still lose the interest of the audience if you slip into ‘robot mode’ once you start talking business. By this I mean, a monotone voice, scripted bullet point delivery, lack of movement etc.

- Try to keep an enthusiasm in your voice or the audience will become as disinterested as you sound

- Be familiar and confident with your content, long pauses and ‘errms’ can give the impression you don’t know your stuff

- Use relatable examples, once you’ve made a point, think of a way to put this into a real-life scenario

- The most vital part of maintaining the focus of an audience is to ask them questions, make a point and ask for their opinion, or check their existing knowledge by asking a question on the upcoming topic.

3. Drawing to a close

The end of the presentation is your last point of contact with the audience. Hopefully, they’ve enjoyed the content and shown engagement throughout. What’s important now is to provide them with the tools to contact you;

- Make sure your last slide contains the company name and logo, your name, a contact number and an email address. Whilst some people may note this down it's not 100% effective.

- A more direct way of providing the audience with your details is to leave business cards or flyers at the end of each row, or on the seats before the presentation.

- Draw their attention to the above, it’s important to finish with a closing statement highlighting your contact information and to get in touch if they’ve benefitted from the presentation

Group presentations, what’s the point?

Group presentations, what’s the point?

In the first of our two-part blog on group presentations, we delve into the benefits of group presentations! Be sure to keep an eye out for the next one later this week!

Group presentations are used across many different industries to widely varying audiences, but they all share a common goal - to effectively deliver information. They provide a great opportunity to reach large audiences via an interactive platform.

This makes group presentations an ideal way to communicate with your staff.

Communicating Benefits

Although staff receive paperwork about their benefits when they join the company, how many actually read it and could tell you exactly what benefits package they have? You might offer the best employee benefits in the world, but what’s the point if your staff don’t know about them?

Why not send an email?

Staff often get hundreds of emails a day, you don’t want information on employee benefits to be just another email lost in the pile. Even for those that do pick up the email and read it, the chance that they will be inspired enough to do anything about it is fairly low.

Bringing it to life

Presentations are the perfect way to bring dull or meaningless blocks of text to life, not only through the use of on-screen graphics and illustrations but by the presenter providing real life, relatable examples.

One such example might be;

Workplace Pension - What is it?… How does it work?… How much will it cost?… How does it compare to other savings vehicles?… How does your future look?

In this instance, the relatable example may use a case study showing two people and the expected income in retirement that could be achieved by someone who makes pension contributions vs someone who doesn’t.


What a monthly contribution of say £50 might provide as income in retirement alongside your employer's contribution.

Ongoing engagement

By the end of the presentation staff will;

- Leave with a better understanding of what is available and what each benefit means for them.

- Know who to speak to and where to access their benefits

- Continue discussions with their peers and are more likely to implement changes and increase overall engagement.

- Once staff have familiarised themselves with their benefits and where to find them, they will be more likely to place a higher value on them.